El Rey Trailer Plaza: A San Diego Mobile Home Park Guide

El Rey Trailer Plaza is a manufactured home community on 47th Street in the Southcrest area of San Diego, with roughly 214 spaces. It’s one of the larger parks in this southeastern stretch of the city, close to Leisureland Mobile Villa on the same street.

What it’s like to live there

Southcrest sits a short drive from downtown San Diego and National City, and a park of over 200 spaces here means a good deal of variety among homes and residents. Specific on-site amenities aren’t published, so confirm directly with the park. You can also compare mobile home parks across San Diego County to see other options nearby.

The monthly cost picture

El Rey Trailer Plaza operates on a land-lease basis, so you’d own your home and pay rent on the space it sits on. The current space rent isn’t published, so ask the park office for a quote before making an offer. Ask the county assessor how the home is currently taxed, then budget for utilities, insurance, and park fees. More detail is in how mobile home space rent works in San Diego.

Who it fits and how ownership works

This park often fits buyers looking for an affordable option close to downtown and the southeastern freeways. Remember that in a land-lease park, your equity is in the home, not the land beneath it.

What a lender will and won’t finance here

At El Rey Trailer Plaza, the land stays with the park. Buyers often look at home-only loans for that setup. HUD’s Title I program can also finance a manufactured home as personal property, including a home placed on a leased lot, when current HUD, lender, park-lease, and borrower conditions are met. A real-property mortgage, including FHA Title II, typically needs owned land and a recorded foundation conversion, which this park does not provide. Ask each lender, in writing, which programs they will consider for the exact home and this park’s lease. Land & Home SD refers buyers to independent professionals; we do not approve loans or quote terms.

See our manufactured home financing guide and how to finance a manufactured home in California.

FAQs

Is El Rey Trailer Plaza age-restricted?

Not specified in the source listing. Confirm with the park directly.

Do I own the land my home sits on?

No. This is a land-lease park, so you own the home and lease the space.

Can I get a regular mortgage here?

A conventional or FHA Title II real-property mortgage is usually unavailable at El Rey Trailer Plaza because you would not own the land. Home-only loans are common. Title I personal-property financing can apply on a leased lot if the lender, HUD rules, and the park’s lease allow it. Get those answers in writing before you offer.

What amenities does the park offer?

None are listed in our source. Ask park management for current details.