Colony Mobile Plaza: A La Mesa Mobile Home Park Guide

Colony Mobile Plaza is a manufactured home community on Colony Drive in La Mesa, tucked just off El Cajon Boulevard on the city’s east side. It’s a mid-size park with around 49 spaces, the kind of scale where you’ll recognize your neighbors without the property feeling crowded.

What it’s like to live there

Colony Mobile Plaza sits in a well-established stretch of La Mesa, close enough to El Cajon Boulevard to reach shopping, groceries, and the trolley without a long drive. At roughly 49 spaces, it’s small enough that residents tend to know each other, which is typical of parks this size across the county. Specific clubhouse or recreation amenities weren’t listed publicly, so ask the park office directly about what’s on site before you tour. If you’re weighing this park against others nearby, compare mobile home parks across San Diego County.

The monthly cost picture

Colony Mobile Plaza is a land-lease community, meaning you’d own the manufactured home itself but pay monthly rent for the ground it sits on. Published space rent figures weren’t available, so confirm the current rate directly with park management before making an offer on a home here. Beyond space rent, budget for property tax on the home, utilities, insurance, and any park fees. For a full breakdown of what goes into that monthly number, read how mobile home space rent works in San Diego.

Who it fits and how ownership works

A smaller La Mesa park like this tends to suit buyers who want a quieter, more established community close to city conveniences. Because it’s land-lease, you’re building equity in the home, not the land underneath it, which is the core tradeoff of this type of ownership. That’s worth weighing seriously before you buy, since it shapes your resale value and long-term costs differently than owning both home and lot.

What a lender will and won’t finance here

At Colony Mobile Plaza, the land stays with the park. Buyers often look at home-only loans for that setup. HUD’s Title I program can also finance a manufactured home as personal property, including a home placed on a leased lot, when current HUD, lender, park-lease, and borrower conditions are met. A real-property mortgage, including FHA Title II, typically needs owned land and a recorded foundation conversion, which this park does not provide. Ask each lender, in writing, which programs they will consider for the exact home and this park’s lease. Land & Home SD refers buyers to independent professionals; we do not approve loans or quote terms.

See our manufactured home financing guide and how to finance a manufactured home in California.

FAQs

Is Colony Mobile Plaza age restricted?

That detail isn’t published. Confirm the park’s age policy directly with management before you tour or make an offer.

Do I own the land under my home at Colony Mobile Plaza?

No. It’s a land-lease community, so you’d own the home and pay monthly rent for the space it sits on.

Can I get a regular mortgage on a home here?

A conventional or FHA Title II real-property mortgage is usually unavailable at Colony Mobile Plaza because you would not own the land. Home-only loans are common. Title I personal-property financing can apply on a leased lot if the lender, HUD rules, and the park’s lease allow it. Get those answers in writing before you offer.

What amenities does Colony Mobile Plaza have?

None were listed on public directories. Ask the park office directly what’s available on site.