Las Lomas Mobile Home Park San Ysidro: A Buyer Guide

Las Lomas sits on Smythe Avenue in San Ysidro, San Diego’s southernmost neighborhood and just a few minutes from the US-Mexico border crossing. It’s an all-ages, land-lease community built in 1973 with about 88 spaces, one of several small trailer parks clustered along this stretch of San Ysidro.

What it’s like to live there

The park has sidewalks, a clubhouse, and off-street parking on paved streets, a straightforward, low-frills setup compared to the larger amenity-heavy parks farther north in Chula Vista. About a quarter of the homes here are multisection, so single-wides make up most of the community. San Ysidro’s location near the border crossing means quick access to Tijuana along with San Diego’s trolley line, which some residents use for the daily commute north.

Because Las Lomas is smaller and quieter than the big National City and Chula Vista parks, turnover tends to be slower. If a space opens up that fits what you’re looking for, don’t expect a long list of comparable options to choose from at the same time.

The monthly cost picture

Las Lomas is land-lease, so buyers own the home and pay monthly rent for the space it sits on. Space rent here isn’t officially published, so the only reliable number is the one park management gives you for your specific space. Get it in writing before you make an offer. That rent covers the lot and shared amenities, not your loan payment or utilities. For a wider look at how space rent works across San Diego County, see our guide to mobile home space rent.

Who it fits and the age rules

Las Lomas is open to all ages, which makes it accessible to families as well as retirees looking for a smaller, quieter community. It fits buyers who want to be close to the border and San Ysidro’s shops and trolley access, and who don’t need a large amenity package. Compare it against other options in the area through our San Ysidro manufactured home guide.

What a lender will and won’t finance here

At Las Lomas Mobile Home Park, the land stays with the park. Buyers often look at home-only loans for that setup. HUD’s Title I program can also finance a manufactured home as personal property, including a home placed on a leased lot, when current HUD, lender, park-lease, and borrower conditions are met. A real-property mortgage, including FHA Title II, typically needs owned land and a recorded foundation conversion, which this park does not provide. Ask each lender, in writing, which programs they will consider for the exact home and this park’s lease. Land & Home SD refers buyers to independent professionals; we do not approve loans or quote terms.

See our manufactured home financing guide and how to finance a manufactured home in California.

FAQs

Is Las Lomas age restricted?

No. Las Lomas is an all-ages community, open to families and retirees alike.

How much is space rent at Las Lomas?

It isn’t officially published. Confirm the current figure for your specific space directly with park management.

How close is Las Lomas to the border?

It’s just minutes from the San Ysidro Port of Entry, one of the busiest land border crossings in the world, which shapes the daily rhythm of the neighborhood.

Can I get a regular mortgage on a home at Las Lomas?

A conventional or FHA Title II real-property mortgage is usually unavailable at Las Lomas Mobile Home Park because you would not own the land. Home-only loans are common. Title I personal-property financing can apply on a leased lot if the lender, HUD rules, and the park’s lease allow it. Get those answers in writing before you offer.